Professional Liability Insurance in Arizona

Also known as errors and omissions (E&O) insurance, professional liability covers claims that your advice, service, or work caused a client a financial loss — the coverage general liability doesn't reach.

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What Professional Liability (E&O) typically covers

Claims that your professional advice or service was negligent or inadequate.
Claims arising from missed deadlines, documentation errors, or similar service failures.
Legal defense costs for covered professional liability claims.

Who typically needs it

Consultants, accountants, designers, and any business that sells expertise or a service outcome rather than a physical product.

Why it matters

A dissatisfied client alleging your work caused them a financial loss is a claim general liability typically won't cover — this is the coverage built specifically for that.

This is general information, not a guarantee of coverage, availability, or pricing. Actual coverage depends on underwriting. We'll go over what's actually relevant to your business during your call.

Industries that often need this coverage

Professional Services

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